Innovation in financial services continues to move at a rapid pace. The significant increase in the number of fintech companies in recent years has highlighted a burgeoning market with significant economic potential, and a commercial need to create efficiencies and modernize the provision of financial products and services. Federal and state financial services regulators remain focused on fostering the growth of fintech companies, while simultaneously developing an appropriate regulatory framework for fintech activities that will ensure consumer protection.

We recently authored a chapter on fintech regulation in the United States as part of a global fintech guide published by Thomson Reuters.  Each chapter provides an overview of the financial services and fintech sectors in that jurisdiction, including the regulatory environment for fintech in alternative finance, payments, securities, insurance, and blockchain activities; regulatory compliance issues; government initiatives; and the future of fintech.

Reproduced from Practical Law with the permission of the publishers. For further information, visit